Investing With Us
Investors may purchase the Greenwich Advisors India Select Fund directly from Greenwich Advisors Trust. The Fund is a series of the Greenwich Advisors Trust. You may also purchase shares through a brokerage firm or other intermediary that has contracted with Greenwich Advisors Trust to sell shares of the Fund. If you would like to invest directly please call the Fund’s transfer agent at 1(866) 667-8733 to request a Shareholder Account Application. You will need to establish an account before investing.
For all questions regarding the Fund please call 1(866) 667-8733
If you are purchasing directly from Greenwich Advisors Trust, send the completed Shareholder Account Application and a check payable to the Fund in which you are investing to the following address:
Greenwich Advisors Trust
P.O. Box 182616
Columbus, Ohio 43218-2616
FEES AND EXPENSES
The tables describe the fees and expenses that you may pay if you buy and hold shares of the Fund
| CUSIP NUMBERS | TICKER | |
| Class A | 39678T105 | GINAX |
| Class C | 39678T204 | GINCX |
| Class I | 39678T303 | GINIX |
.
| SHAREHOLDERS FEE | |||
| (fees paid directly from your investment) | CLASS A | CLASS C | CLASS I |
| Maximum Sales Charge (Load) Imposed on Purchases | 5.75% | NONE | NONE |
| Maximum Deferred Sales Charge (Load) | NONE | 1.00% | NONE |
| Maximum Sales Charge (Load) Imposed on Reinvested Distributions | NONE | NONE | NONE |
| Redemption Fee (as a percentage of the amount redeemed) | 1.00% | 1.00% | 1.00% |
| ANNUAL FUND OPERATING EXPENSE | |||
| (expenses that are deducted from Fund assets) | CLASS A | CLASS C | CLASS I |
| Management Fee | 1.25% | 1.25% | 1.25% |
| Distribution (12b-1) Fees | 0.50% | 1.00% | NONE |
| Other Expenses | 44.43% | 44.51% | 46.73% |
| Acquired Fund Fees and Expenses | 0.06% | 0.06% | 0.06% |
| Total Annual Fund Operating Expenses | 46.24% | 46.826% | 48.03% |
| Fee Waivers and Expense Reimbursement | 43.83% | 43.91% | 46.13% |
| Net Expenses (after expense reimbursement) | 2.41% | 2.91% | 1.91% |
EXAMPLE:
This Example is intended to help you compare the cost of investing in the Fund with the cost of investing in other mutual funds. The Example assumes that you invest $10,000 in the Fund for the time periods indicated, reinvest dividends and distributions, and then redeem all of your shares at the end of those periods. The Example also assumes that your investment has a 5% return each year and that the Fund’s operating expenses remain the same (except for fee waiver and/or expense reimbursement reflected in the first year). Although your actual costs may be higher or lower, based on these assumptions your costs would be:
|
|
1
Year |
3
Years |
|
Class
A |
$847 |
$1,440 |
|
Class
C |
$288 |
$952 |
|
Class
I |
$188 |
$582 |
1 The Fund will impose a 1.00% redemption fee on shares redeemed within 90 days of purchase. For more information, please see “Redemption Fee” in this prospectus. A wire transfer fee of $20 will be charged to defray custodial charges for redemptions paid by wire transfer.
2 Because the Fund is new fund, “Other Expenses” are based on estimated amounts for the current fiscal year.
3 The advisor has contractually agreed to waive fees and/or reimburse expenses but only to the extent necessary to maintain the Fund’s total annual operating expenses (excluding brokerage costs; borrowing costs, such as (a) interest and (b) dividends on securities sold short; taxes; indirect expenses incurred by underlying funds, and extraordinary expenses) at 2.35% of its average daily net assets for Class A shares, 2.85% of its average daily net assets for Class C shares and 1.85% of its average daily net assets for Class I shares. These fee waivers and expense reimbursements will remain in effect until July 31, 2008.
SALES
CHARGES
Class A Front-End Sales Charge. Class A shares are offered at net asset value per share plus a sales charge that is determined by the amount of your investment. The current sales charge schedule is:
|
Amount
of Purchase |
Sales
Charge* as |
Sales
Charge* as |
Dealer
Commission as a |
|
Less
than $50,000 |
5.75% |
6.10% |
5.25% |
|
$50,000
but less than $100,000 |
4.75% |
4.99% |
4.25% |
|
$100,000
but less than $250,000 |
3.75% |
3.90% |
3.25% |
|
$250,000
but less than $500,000 |
3.00% |
3.09% |
2.75% |
|
$500,000
but less than $1,000,000 |
2.00% |
2.04% |
1.85% |
|
$1,000,000
or more |
0.00 |
0.00 |
None |
* Because the offering price per share is rounded to two decimal places, the actual sales charge you pay on a purchase of Class A shares may be more or less than your total purchase amount multiplied by the applicable sales charge percentage.
Please read the prospectus for the full disclosure of Sales Charges for the Class A & C shares